Investing in a new home is likely the largest purchase you’ll ever make. At Michael’s Homes, we believe that peace of mind shouldn’t be an “extra”—it should be a standard. That is why we provide the 2-10 Quality Builders Warranty (QBW), backed by the national strength of Liberty Mutual.
But what do those numbers mean for your daily life? The 2-10 warranty is a “tiered” protection plan that covers different components of your home for different lengths of time.
The Breakdown of Coverage
- 1-Year Workmanship Warranty: Covers the fit, finish, and materials used in the construction of your home (e.g., siding, drywall, and flooring).
- 2-Year Systems Warranty: This covers “behind-the-wall” systems that keep a home running, such as wiring, piping, and ductwork.
- 10-Year Structural Warranty: This is the big one. It covers designated load-bearing elements of the home, ensuring the structural integrity of your foundation and framing is protected for a full decade.
Why Insurance Backing Matters
Not all warranties are created equal. Many builders offer “implied” warranties, which are only as good as the builder’s ability to pay for repairs. Because our warranty is nationally licensed and insurance-backed by Liberty Mutual, your protection remains secure regardless of the future. It’s an ironclad promise that your investment is safe.
Frequently Asked Questions
1. What happens to the warranty if I sell my home?
One of the best features of the 2-10 QBW is that it is fully transferable. If you decide to sell your home within the 10-year period, the remaining coverage stays with the house. This adds significant resale value and gives potential buyers extra confidence in the quality of the construction.
2. Does the warranty cover appliances like my fridge or oven?
No, the 2-10 Quality Builders Warranty focuses on the construction and structure of the home itself. Household appliances (washers, dryers, refrigerators) are typically covered by the individual manufacturer’s warranties. The QBW is designed to protect you from major structural defects and system failures.
3. How do I file a claim if I find an issue?
The process is designed to be seamless. Homeowners can contact Michael’s Homes directly for workmanship items within the first year. For structural or systems issues covered under the Liberty Mutual backing, you can file a claim directly through the QBW portal. This ensures a third-party professional evaluates the claim to maintain the highest standards of integrity.
